Farm Purchase and Refinance

At Town & Country Bank we understand the needs of the agriculturally based communities we serve. Whether you are purchasing or refinancing a farm we can help. We have a variety of options to meet your needs and can find the loan that is just right for you.

For more information contact your local Town & Country Bank Lender.

USDA/Farm Service Agency Guaranteed Farm Loans

Town & Country Bank is proud to offer USDA/Farm Service Agency (FSA) guaranteed loans. Multiple loan options are available for farm ownership, farm operation, and farm operating lines of credit. These loans are suitable for family farmers in our local communities. Perfect for beginning farmers who would benefit from a low down payment.

FSA Loan Types

Farm Ownership

  • Purchase land.
  • Construct or acquire buildings and/or other improvements that will become real estate fixtures.
  • Soil and water conservation.
  • Refinance authorized Operation Loan or Farm Ownership Loan.

Operation

  • To purchase livestock and farm machinery/equipment.
  • Refinance authorized Operation Loan or Farm Ownership Loan.

Operating Line of Credit

  • To pay for annual operating expenses such as feed, seed, fertilizer, chemicals, fuel, repairs, feeder livestock, and family living expenses.
  • For purchases of routine capital assets such as replacement of breeding livestock that can be repaid within the operating cycle.

For more information contact your local Town & Country Bank Lender.

Livestock and Equipment Loans

At Town & Country bank we have the lending solutions for your livestock and equipment needs. We have a variety of lending options that will allow you to do things like, purchase or refinance cattle, purchase or refinance tractors, trailers, hay equipment and more.

For more information contact your local Town & Country Bank Lender.

Revolving Line of Credit

As a farmer we understand your cash flow needs vary from month to month. Our revolving line of credit allows you to use the cash you need when you need it, making doing business easy. Apply now and have your line of credit ready for those times you want to - hold your cattle a little longer before sale, take advantage of that great auction item, or manage that unexpected farming expense. The revolving line of credit means you can pay the line amount down and keep it open for future use. No need to drive to the bank for multiple loans.

For more information contact your local Town & Country Bank Lender.