Annual Percentage Yield (APY) Effective 12/02/2015 UNTIL CHANGED

Town & Country Bank (Rates Subject to Change)

Certificate of Deposit

Many other Certificates of Deposit terms are available -- contact your local branch for rates.

*Variable rate changes on the first business day of each calendar quarter.

A Substantial penalty will be imposed for early withdrawal.

Rates may change without notice.

Fees could reduce the earnings on the account.

The rate and APY may be subject to change after the account is opened.

Please contact a Customer Service Representative for further information about applicable fees and terms.