Finding a smart checking solution matters; now you can compare accounts to find what works for you.

Smart Because

  • Easily spot value added services that are important to you
  • Select an account that fits your budget

Compare our Smart Checking Solutions

  Free "Green" Checking Smart Checking  Take Control Card Paysound Checking w/Optional Line of Credit E-Vantage Plus Senior Class Checking
Monthly Fee $0 $3 $4.95 $14.95 $7.50 $12.00
Monthly Fee Waived? N/A

with 6 Debit Card Transactions at $0.50 a transaction

No No Yes
with Direct Deposit & Online Statements
with $5,000 Combined Balance or a $25,000+ Investment Balance
Interest No No No Yes Yes* Yes
Minimum to Open $50 $50 $50 $50 $50 $50
Direct Deposit Required No No No No Yes** No
Checks Yes Yes No Yes Yes Yes
Debit Card Yes Yes Yes Yes Yes Yes
Online Banking


Yes Yes Yes Yes Yes
Bill Pay Yes Yes Yes Yes Yes Yes
E-Statements Yes* Yes Yes Yes* Yes** Yes
No Overdraft Fees Ever! No No Yes Yes No No
Additional Services/ Disclosures

 *Required for E-Statements

Transfer $10 or more into a Smart Savings every month and the Smart Savings will earn 0.50% additional interest.

Identity Theft 911


Online Account Opening; Email Required

*Required to avoid $2.95 fee for Paper Statements

$10 a month refund on ATM Surcharges

* Earn 0.50% more interest with 12 or mor Debit Card transactions

**to Waive monthly service fee

Bonus on CD Rates

Free Checks

Safe Deposit Discount

Free Money Orders, Cashiers' Checks, and Travelers Checks

Free Copies

Free Notary Service

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