Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Smart Banking Tools for Your Business

Because no two businesses are alike, our Business Online Banking platform is fully customizable. Built for organizations of all sizes, this flexible system empowers you to design the exact digital banking tools you need.

Core Features: Management Tools Built In

Manage your daily cash flow seamlessly from anywhere. Our standard Online Business Banking platform allows you to:

Track Real-Time Activity

View all account activity and transactions instantly.

Simplify Bookkeeping

Perform quick account reconciliations and view online check images.

Move Funds Safely

Transfer funds between your accounts and issue secure stop payments.

Integrate Software

Seamlessly download financial data directly into QuickBooks

Built-In Security

You control who accesses your business accounts. Enjoy ultimate peace of mind with customizable employee access and multi-level approval controls that let you delegate tasks without giving up oversight.

Add The Services You Need

With our add-on services, you can customize Online Business Banking with the features that fit your business.

  • Online Business Bill Pay: Pay bills quickly & easily right from your PC.
  • ACH Origination: Ideal for employee payroll, direct deposit, transfer funds between financial institutions & more.
  • Wire Transfers (Domestic).
  • Federal Tax Payments: Easier than ever… right from your PC.
  • E-Deposit*: No time to drive to the bank? Scan the checks you’ve received and make deposits right from your desk.

* with E-Deposit software & scanner.

 

Advanced Fraud Prevention: Positive Pay

Protect your business checking account from unauthorized activity, altered checks, and fraud. Positive Pay creates a secure partnership between your business and the bank to safeguard your hard-earned revenue.

Positive Pay

  • How It Works: you upload or manually enter a list of the checks your company issues. As checks come in for payment, our system automatically verifies critical points: account number, check number, date, and exact amount.
  • You Make the Final Call: Anything that doesn’t match your authorized list perfectly is flagged as an “exception” for your review.
  • Critical 10:00 A.M. Deadline: You must log in to review and decide on flagged exceptions by 10:00 a.m. CST each business day. If missed, unauthorized checks may clear, which could result in a financial loss to your business.
  • Stay Alert: We highly recommend setting up automated text or email Exception Alerts in your portal so you never miss a review window.

 


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How Positive Pay & ACH Filters Protect Your Business: Video Library