Product Description

Monthly Fee

Monthly Fee

Monthly Fee Waived

Monthly Fee Waived

Interest

Interest

Minimum to Open

Minimum to Open

Direct Deposit Required

Direct Deposit Required

Checks

Checks

Debit Card

Debit Card

Online Banking

Online Banking

Bill Pay

Bill Pay

E-Statements

E-Statements

No Overdraft Fees

No Overdraft Fees

Small Business Checking

Town & Country’s Small Business Checking is a non-interest bearing account for small volume businesses that maintain low to moderate minimum balances.

Customers who qualify for this account will, in an average month, clear less than 30 checks and have less than 75 deposited items.

  • Deposit/Credit Entries – Unlimited
  • Check/Debit Entries – 30
  • Deposited Items – 75

$5.00

Yes*** ($500)

No Interest

$50

No Direct Deposit

No Checks

Yes Debit Card

Yes Online Banking

Yes Bill Pay

Yes E-statements

No Overdraft Fees

Business Checking

Our business checking account is a non-interest bearing account designed for businesses with a slightly larger volume of transactions each month.

Customers who qualify will clear on average 30-75 checks and have between 75 and 150 deposited items.

  • Deposit/Credit Entries – Unlimited
  • Check/Debit Entries – First 75 Free: $.10 Each/Check Over 75
  • Deposited Items – $.05/Each

$7.50

Yes**

No Interest

$50

No Direct Deposit

Yes Checks

Yes Debit Card

Yes Online Banking

Yes Bill Pay

Yes E-statements

No Overdraft Fees

 

* Earned on deposits at a higher rate than Business NOW Account

** with $3,000 Average Collected Balance

***with listed Maintained Balance

1 The earnings credit is calculated by taking the previous month’s average 3-month Treasury bill rate, and the months average collected balance in your account less 10% reserve. This earnings credit may reduce or eliminate monthly service fees.