Town & Country Bank (Rates Subject to Change)

Certificate of Deposit

Many other Certificates of Deposit terms are available — contact your local branch for rates.

Last Updated: January 2, 2024

TERMMINIMUM DEPOSIT TO OPENMINIMUM BALANCE TO OBTAIN APYINTEREST RATEANNUAL PERCENTAGE YIELDDATE RATE EFFECTIVE
TERM
18 Month Variable* Interest Compounded Quarterly
MINIMUM DEPOSIT TO OPEN
$1,000
MINIMUM BALANCE TO OBTAIN APY
$1,000
INTEREST RATE
3.40
ANNUAL PERCENTAGE YIELD
3.44
DATE RATE EFFECTIVE
1/2/2024
TERM
Dream Builder CD 15 Month Variable * Interest Compounded Monthly
MINIMUM DEPOSIT TO OPEN
$250
MINIMUM BALANCE TO OBTAIN APY
$250
INTEREST RATE
3.24
ANNUAL PERCENTAGE YIELD
3.29
DATE RATE EFFECTIVE
1/2/2024

*Variable rate changes on the first business day of each calendar quarter.

CD Special

CD Special Last Updated: February 20, 2024

TERMMINIMUM DEPOSIT TO OPENMINIMUM BALANCE TO OBTAIN APYINTEREST RATEANNUAL PERCENTAGE YIELDDATE RATE EFFECTIVE
TERM
7 Month CD (Interest Compounded Monthly)
MINIMUM DEPOSIT TO OPEN
$1,000
MINIMUM BALANCE TO OBTAIN APY
$1,000
INTEREST RATE
4.99
ANNUAL PERCENTAGE YIELD
5.10
DATE RATE EFFECTIVE
2/20/2024
TERM
11 month CD (interest Compounded Quarterly)
MINIMUM DEPOSIT TO OPEN
$1,000
MINIMUM BALANCE TO OBTAIN APY
$1,000
INTEREST RATE
3.15
ANNUAL PERCENTAGE YIELD
3.19
DATE RATE EFFECTIVE
8/2/2023
TERM
15 Month CD (Interest Compounded Quarterly)
MINIMUM DEPOSIT TO OPEN
$1,000
MINIMUM BALANCE TO OBTAIN APY
$1,000
INTEREST RATE
4.72
ANNUAL PERCENTAGE YIELD
4.80
DATE RATE EFFECTIVE
2/20/24

A substantial penalty will be imposed for early withdrawal.

Checking and Savings Accounts

Last Updated: November 22, 2023

TERMMINIMUM DEPOSIT TO OPENMINIMUM BALANCE TO OBTAIN APYINTEREST RATEANNUAL PERCENTAGE YIELDDATE RATE EFFECTIVE
TERM
Smart Savings
MINIMUM DEPOSIT TO OPEN
$25
MINIMUM BALANCE TO OBTAIN APY
$0
INTEREST RATE
0.04%
ANNUAL PERCENTAGE YIELD
0.04%
DATE RATE EFFECTIVE
03/17/2020
TERM
Health Savings Accounts
MINIMUM DEPOSIT TO OPEN
$0
MINIMUM BALANCE TO OBTAIN APY
$0 -- $999.99
INTEREST RATE
0.11%
ANNUAL PERCENTAGE YIELD
0.11%
DATE RATE EFFECTIVE
11/06/2020
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$1,000 -- $4,999.99
INTEREST RATE
0.25%
ANNUAL PERCENTAGE YIELD
0.25%
DATE RATE EFFECTIVE
11/06/2020
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$5,000 -- $9,999.99
INTEREST RATE
0.25%
ANNUAL PERCENTAGE YIELD
0.25%
DATE RATE EFFECTIVE
11/06/2020
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$10,000
INTEREST RATE
0.25%
ANNUAL PERCENTAGE YIELD
0.25%
DATE RATE EFFECTIVE
11/06/2020
TERM
SENIOR CLASS
MINIMUM DEPOSIT TO OPEN
$50
MINIMUM BALANCE TO OBTAIN APY
$0
INTEREST RATE
0.04%
ANNUAL PERCENTAGE YIELD
0.04%
DATE RATE EFFECTIVE
01/16/2018
TERM
MONEY MARKET
MINIMUM DEPOSIT TO OPEN
$2,500
MINIMUM BALANCE TO OBTAIN APY
$0 -- $9999.99
INTEREST RATE
0.05%
ANNUAL PERCENTAGE YIELD
0.05%
DATE RATE EFFECTIVE
11/06/2020
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$10.000 -- $24,999.99
INTEREST RATE
0.15%
ANNUAL PERCENTAGE YIELD
0.15%
DATE RATE EFFECTIVE
06/27/2022
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$25,000 -- and above
INTEREST RATE
0.17%
ANNUAL PERCENTAGE YIELD
0.17%
DATE RATE EFFECTIVE
11/06/2020
TERM
PREMIUM GOLD Money Market
MINIMUM DEPOSIT TO OPEN
$10,000
MINIMUM BALANCE TO OBTAIN APY
$0 -- $9999.99
INTEREST RATE
0.71%
ANNUAL PERCENTAGE YIELD
0.71%
DATE RATE EFFECTIVE
02/03/2023
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$10.000 -- $24,999.99
INTEREST RATE
0.92%
ANNUAL PERCENTAGE YIELD
0.92%
DATE RATE EFFECTIVE
02/03/2023
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$25,000 -- $99,999.99
INTEREST RATE
1.12%
ANNUAL PERCENTAGE YIELD
1.13%
DATE RATE EFFECTIVE
02/03/2023
TERM
MINIMUM DEPOSIT TO OPEN
MINIMUM BALANCE TO OBTAIN APY
$100,000 -- and above
INTEREST RATE
1.41%
ANNUAL PERCENTAGE YIELD
1.42%
DATE RATE EFFECTIVE
02/03/2023

Rates may change without notice.

Fees could reduce the earnings on the account.

The rate and APY may be subject to change after the account is opened.

Please contact a Customer Service Representative for further information about applicable fees and terms.