Real Estate
Loans for when you want to buy property or expand.
- Long-term financing
- Variety of term and rate options
- Secured by real estate.
Whether you operate a large family farm, dream of owning a hobby farm, or are looking for recreational land for a weekend getaway, the Town & Country Bank lenders can help you find the perfect lending solution to help your farm and family thrive.
Loans for when you want to buy property or expand.
- Long-term financing
- Variety of term and rate options
- Secured by real estate.
Working loan solutions for the day-to-day expenses of running your farm.
- Short-term financing
- Variety of term and rate options
- Secured by crops, real estate, livestock
Get the equipment you need with flexible payment options.
- Long or short-term financing
- Variety of term and rate options
- Secured by newly purchased or owned equipment
Financing for breeding and feeder livestock and feed expenses.
- Short-term financing
- Variety of term and rate options
- Secured by livestock or farm assets
Whether in our office or out in your fields, let’s talk about lending solutions and how Town & Country Bank can help you find the loan that is just right for you.

Senior Vice President | Business Development
NMLS#779233
Town & Country Bank is proud to offer USDA/Farm Service Agency (FSA) guaranteed loans. Multiple loan options are available for farm ownership, farm operation, and farm operating lines of credit. These loans are suitable for family farmers in our local communities. Perfect for beginning farmers who would benefit from a low-down payment.
Farm Ownership
Operation
Operating Line of Credit
Maximum Loan amounts for livestock projects:
At Town & Country Bank, we specialize in the things Missourians value most: the herd and the land. Whether you’re managing cow production, looking to buy a 'starter' farm, or searching for the perfect piece of recreational ground for hunting and getaways, our local lenders understand your world. We’ve compiled these Frequently Asked Questions (FAQ) to help you navigate your financing options—explore the answers below or stop by any of our local branches to talk shop.
Yes. We provide specialized financing for cow production, including breeding and feeder livestock, as well as loans to cover feed and veterinary expenses. We understand the livestock cycle and offer flexible payment options that align with your marketing and sale dates.
Absolutely. Not every piece of land needs to be a working farm. We offer lending solutions for recreational property and weekend getaways, providing the local expertise you need to secure your own piece of the Missouri outdoors.
Yes, we are proud to offer USDA/Farm Service Agency (FSA) guaranteed loans. These programs are an excellent resource for family farmers and are particularly helpful for beginning farmers who may need a lower down payment to purchase land or establish an operating line of credit.
Our Agricultural Real Estate Loans are designed for producers looking to grow. Whether you’re adding more grazing land for your herd or purchasing a “hobby farm” to get started, we offer variety in terms and rates to help you expand your footprint.
Collateral options typically depend on your specific loan type but commonly include real estate, livestock, or farm equipment. Since we serve communities across the region, our lenders at any of our local Town & Country Bank branches can help you determine the best way to secure your loan based on your current assets and the unique needs of your cow production or land-use goals.
While you can start the process by requesting information online, we believe the best banking happens face-to-face. You can visit any of our local branches to sit down with an experienced lender. We’re happy to meet you in our office or out in your fields to discuss your agricultural or recreational land lending needs.